Notaries Public

Notaries public currently are appointed and certified for a term of four years and can continue to be re-certified following that period. They are normally commissioned by the Secretary of each state after verification of their training and a review of their purpose. Most states prohibit any government employee or public official from holding certification in order to provide a check and balance system.

Verifying Notaries Public

Using a third party company to provide a notary public for a mortgage signing could be a risky proposition because the loan officer does not know what type of person the notary is. However, many companies have rigorous quality controls and checks to ensure the notary is performing their job correctly. Gaining access to a report card should not be difficult to provide you with assurance that the notary public will complete the task according to policies.

Sometimes finding a person qualified to notarize a name change document or other paperwork can be hard to find. Even though mortgage companies have more resources at their disposal, they can often face the same challenges of finding someone willing to travel to a location. Being a notary is not a full-time job and because of this finding notaries public to witness the signing of a document may have to fit into their schedule which could inconvenience you.

Notary Network

There are some instances when a certified notary public is able to work full-time by contracting their services to many different mortgage companies. Once someone is authorize to witness and approve documents in several states and willing to drive to different locations they should consider becoming part of a notary network. Traveling to different closing sites and working with multiple lawyers will provide tremendous on-the-job training and additional knowledge about the mortgage process.