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Online Background Checks

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Employee Address Histories

by Jill Morrison

Employee address histories are an important part of a background check. They provide valuable information to help discover fraud and identity theft. However, this type of screening has a high potential for errors, which necessitates careful consideration when choosing a screening source. Also, employers must follow the regulations of the Fair Credit Reporting Act to protect the employee's rights.

Rules for Checking Employee Address Histories

An employee or job applicant must give permission in writing for a background check, which is considered a consumer report. If an employer decides not to hire or to terminate an employee because of this report, they must provide a pre-adverse action warning and include a copy of the background report as well as a copy of the employee's rights. The employee must be given a chance to prove inaccuracies in the report.

Sources for background screening are available on the Internet. They provide convenience and reliability to employers. They have access to large databases which can pinpoint required data quickly and tailor reports to fit specific needs. Address information is usually obtained from the major credit bureaus who have detailed records on nearly every person in the country. The full report includes a list of previous addresses as well as balances on credit cards, late payments, and bankruptcies.

Employee address histories will often point out discrepancies on a resumé. An applicant might indicate that a job lasted for five years when he or she was actually living in a different state for half of that time period. Addresses might also reveal evidence of foreclosures or tenant evictions which would exclude someone from consideration for a financial position. Address histories can be very helpful for making hiring decisions.


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