Texas Beer Distributor Insurance

Texas beer distributor insurance can be a financial savior to vendors faced with devastating lawsuits. Aside from protecting the company for losses resulting from inventory, beer distributor insurance can cover potential liabilities resulting from dispensing beer. Most distributors, aware of the danger and high level of scrutiny associated with operating in the alcohol industry, usually have multiple insurance policies.

A Case for Insurance

One beer distributor in Ohio recently sponsored a fundraiser at a local union. Beer was provided to union members by a beer dispensing truck loaned from the beer distributor. A union member suffered a major injury at the event and sued the distributor, union and others. Eventually the case was settled out of court but the beer distributor was responsible for the majority of damages even though they did not have a representative on hand. Although this case may seem a little drastic, it is important to note that the distributor would have had to pay thousands of dollars out of pocket had they not had beer distributor insurance.

The potential liabilities associated with being a beer distributor have increased greatly within recent years. Many states and other agencies are enforcing stricter laws when it comes to distributing alcohol because of the dangers related to consumption. Not having Texas beer distributor insurance can expose vendors to lawsuits and other claims that could potentially put them out of business.

Finding Texas Beer Distributor Insurance

This insurance product is not as common as automobile insurance, but finding an agent is easier than you'd think. There are insurance companies that can be found through business associations or on the internet that can offer this insurance to distributors. If you are having trouble locating an agent this way it may help to contact the actual brewery or other large distributors. They are extremely likely to carry this insurance and can recommend a reputable agent.