The State of Oregon is committed to making sure that every child resident has health insurance coverage. As a parent, if you qualify due to your income, your child may qualify for health insurance coverage under the Oregon Children's Health Insurance Program (CHIP). This program is administered by the Oregon Medical Assistance Program which offers the same choice of carriers and benefits packages as the Oregon Health Plan.
Your child may only have access to this insurance if he or she has not been covered under any plan for at least six months. Finding out if your child qualifies is not as simple as meeting the income requirements; CHIP is not an entitlement plan, and the state can set limits on the number of children it allows into the program.
Get Children Health Insurance Oregon-style
Children health insurance Oregon-style can come in many forms, including the one described above. CHIP offers several advantages. Under CHIP, there are no monthly premiums or co-payments. There is no requirement for a deductible either. If your child is accepted, the plan will cover him or her up to the age of 19. If you have employer-provided health coverage, you should do a side-by-side comparison.
There's a possibility that your work insurance may provide better coverage for very little money. As a parent, you know that your children's health, happiness, and safety are the most important things you can protect. In Oregon, the state has the same commitment as evidenced by its investment in the CHIP program.
