Boat Loans

Written by Patricia Tunstall
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Buying a boat is a huge responsibility, although most individuals and families probably are thinking about the fun they will have. Skimming along on the water, fishing from a peaceful spot along the river, or picnicking with friends out in the middle of an enormous lake--these enticing scenes are probably what lead most people to buy a fishing boat, runabout, or bow rider. With instant boat loans available online from marine financing companies, there is little time between the conception of your dream and the realization of that dream.

Safety and Boating

As the agency responsible for enforcing boating laws and ensuring water safety, the United States Coast Guard does a masterful job of covering the coasts and waterways of this country. More than 70 million Americans participate in one form of boating or another, and there are over 13 million registered recreational boats in this country. Trying to reach all these boaters is difficult, as shown by the rise in boating accidents and fatalities.

Over 65 percent of boat operators have never taken a safety course, yet these individuals transport their family members and friends over rough water, in variable winds, and around other boats. The basic safety recommendations from the Coast Guard are to take a boating safety course, wear a personal flotation device (PFD) at all times while boating, to put your boat through a free annual safety check, and to avoid boating while under the influence of alcohol, drugs, or prescription medication.

The Coast Guard Auxiliary and the United States Power Squadrons offer free vessel checks. Any boat owner could prevent serious problems from developing by letting these experts give his or her boat a good going over at no cost. New owners would do well to check the Coast Guard's website for basic safety information and up-to-date safety procedures.

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