Marine Loans

Written by Patricia Tunstall
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Marine loans enable many boaters to purchase a speedy, sleek bow rider or cruiser in order to enjoy the beauty of our coastlines and waterways. Recreational boating is a major activity in this country, what with over 70 million Americans participating in it. The downside of this great recreation, however, is the lack of participation in safety programs and the inadequate use of safety equipment.

Carbon Monoxide: the Silent Killer

Unfortunately, boating accidents, injuries, and fatalities are increasing. There is undoubtedly a direct correlation between this fact and insufficient knowledge about safety matters. Over 65 percent of boat operators have never taken a safety course. Just two percent have taken a course in the last year, and 15 percent have not enrolled in a course in the last 10 years.

A particularly alarming statistic involves carbon monoxide. While over 60 percent of operators have encountered information about alcohol use and wearing life jackets while boating, only 16 percent have heard about the dangers of carbon monoxide poisoning. This odorless, tasteless gas is known as the Silent Killer because of these characteristics, which lead to your being overcome before you even realize there is a problem.

A recent deadly trend in boating is teak/drag surfing, in which a person holds onto the swim platform of a boat, lets go when a large wake builds, and body surfs. Unfortunately, this maneuver puts the person directly behind the boat's exhaust, where lethal levels of carbon monoxide are easily inhaled. Deaths from this activity are rising, even though the Coast Guard has issued advisories since 2001. To add to the jeopardy, there is the danger of a propeller accident, and the danger of drowning, since drag surfing cannot be performed while wearing a life jacket.

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