California Insurance Continuing Education

Written by Helen Glenn Court
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California's state department of insurance offers comprehensive information on both California insurance continuing education and state licensing requirements (every two years). It's well worth reviewing as you plan your study schedule for the next year. The possibilities, of course, are wide ranging--from consumer protection law to estate planning to anti-money laundering to earthquake protection. Courses must be approved, however, for the lines of insurance you are already licensed to sell in the state of California.

California Insurance Continuing Education: the Specifics

For the first four years after you are first licensed to practice insurance in California, you must take 25 hours of coursework each year. After that, you're required to take 30 hours biannually. Both classroom study and independent self-study, such as those insurance classes offered online by accredited institutions, are permitted. California, along with 46 other states, has opted in on an insurance continuing education reciprocity agreement.

While 25 hours and 15 hours--respectively, depending on whether you've held your license for fewer than five years or more than four years--are required per year, you have some latitude in when during a calendar period you actually take the classes. No more than 25 hours of California insurance continuing education may be carried over from one year to the next if you've held your license for four years or fewer. If you've held your license longer than that, you may carry over only 30 hours from the second half of the biennial period.

It's also worth remembering that no California insurance continuing education classes may be taken more than once in any licensing period. Cargo shipper agents are exempt from licensing. Additionally, if you have been licensed in the state for more than 30 years, and are at least 70 years old, you are also exempt from licensing unless you work in long-term care product lines.

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