No Hassle Payday Loans

Written by Liza Hartung
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There comes a time in the lives of most Americans when we hit financial emergencies. Perhaps we need to pay doctor bills, visit a sick relative, or pay rent without bouncing the check. In such situations, I suggest first asking family members or friends. If they're able to loan you the money, you don't have to deal with interest rates or fees.

However, there are certain situations where we don't want to ask family for help. Perhaps we have asked our friends and family all too often and we want to break that habit. Some people have a firm policy of never mixing friendship and money. Whatever your reasons, you are now in the market for a payday advance loan. These are loans where you can get a few hundred dollars for a short amount of time, usually with fees to pay.

These loans got their name because people were usually looking for extra money in between paydays. It's that awkward time when you're running out of money, but you're still about a week or two away from getting paid. This seems to be the time when most emergencies pop up. If you are looking for such a loan, consider the Internet. It's quickly becoming the fastest way to get emergency money into your account.

Avoid Faxing Hassles

Some companies will require that you fax certain documents, perhaps proof of identity, proof of a monthly income or a checking account statement. However, not all companies require you to go through such hassles as faxing. If you are really on a time limit or don't have easy access to a fax machine, consider using one of these companies. Just because you don't fax them information doesn't mean they don't verify your identity, however. Some companies will call you to verify that you applied for the loan, for instance. Such steps are necessary to avoid fraudulent claims.

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