Pay Off Bills

Written by Liza Hartung
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All too many people know what it's like to have that last little bit of a credit card bill looming over your head at a 28 percent interest rate. With a rate like that, you could be paying off a few hundred dollars for several months. Perhaps you have basic bills such as gas, electricity and phone that are sitting on your desk, unpaid, with no definite plan as to how to pay them.

When you need to pay off bills fast, you might want to look into payday advance loans. In fact, you don't even have to move from your computer. Many cash advance lenders can be found right here online. You don't have to worry about traffic, long lines, filling out lots of confusing paperwork or faxing forms. You simply fill out a form that should take about two minutes and submit it directly to a lender online.

A Quick Note

Many online lenders say that they won't do a credit check. This is true for many places. However, they will usually obtain your credit score, which will give them an idea of how much money they should let you borrow. Don't worry--even if you have bad credit, you are likely to get a loan. It probably won't be for as large an amount as it would be for someone with excellent credit, however.

The trick to these kinds of loans is to pay them back as quickly as possible. I suggest making it a goal to have your loan paid off when your next paycheck comes in. This way, you avoid extra fees for needing an extension. In addition, you can get back on the right foot when it comes to your finances. Most loan companies assume that you are indeed able to pay the loan in full when your paycheck hits--if you aren't going to be able to do so, you'll need to know this ahead of time in order to ask for an extension.

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