Credit

  • Fico Scores
    Your credit bureau scores are typically called "FICO scores" because most credit bureau scores used in the United States are generated by software created by the Fair Isaac Company. FICO scores are o....
  • How to Protect Your FICO Score While Rate Shopping
    While inquiries into your credit report can hurt your FICO score, the creators of the FICO scoring formula understand that consumers will want to shop around for the best rates, especially on homes an....
  • What a Good Credit Score Is and How You Can Get One
    Good credit is not born; it's made. When you have a good credit score you get access to better money borrowing options such as lower interest rates, longer repayment terms, and unsolicited card or l....
  • Your Free Annual Credit Report – What Lenders Watch Out For
    If you've ever applied for a credit card or loan in the past and been rejected, that means your credit score wasn't good enough. Finding money is not so easy as it used to be, in the light of the U.S.....
  • Tax Liens and Your Credit Score
    Have you ever had a tax lien levied on you in the past? Has that lien been paid off or is it still current? A tax lien, whether past or current, will definitely hurt your credit score. This may be ....
  • Home Loan Modifications and Your Credit Score
    A Home Loan Modification can help you stop foreclosure and stay in your home. But if you’re like most homeowners, you’re probably wondering how it will affect your credit ....
  • Online Credit Report
    Online credit report scores will help you determine how your credit stacks up. These scores affect an overwhelming number of today's lending decisions, so if you ever want to borrow money from a mort....
  • Fast Credit Repair Reporting
    Fast credit repair reporting can help you if you have put off correcting past financial errors. If you are about to make a large purchase, chances are you need to improve your score several points be....
  • Consumer Credit Report
    A consumer credit report is a document that evaluates the history and behavioral patterns as they relate to consumer spending habits. Financial institutions use these reports to evaluate their risk wh....
  • Experian Credit Reports
    There are a few different reasons you may be looking to get a copy of your credit report. A common reason is that you need to provide a copy of the report to a landlord or some other person or busine....