Credit

  • Fico Scores
    Your credit bureau scores are typically called "FICO scores" because most credit bureau scores used in the United States are generated by software created by the Fair Isaac Company. FICO scores are o....
  • How to Protect Your FICO Score While Rate Shopping
    While inquiries into your credit report can hurt your FICO score, the creators of the FICO scoring formula understand that consumers will want to shop around for the best rates, especially on homes an....
  • What a Good Credit Score Is and How You Can Get One
    Good credit is not born; it's made. When you have a good credit score you get access to better money borrowing options such as lower interest rates, longer repayment terms, and unsolicited card or l....
  • Your Free Annual Credit Report – What Lenders Watch Out For
    If you've ever applied for a credit card or loan in the past and been rejected, that means your credit score wasn't good enough. Finding money is not so easy as it used to be, in the light of the U.S.....
  • Tax Liens and Your Credit Score
    Have you ever had a tax lien levied on you in the past? Has that lien been paid off or is it still current? A tax lien, whether past or current, will definitely hurt your credit score. This may be ....
  • Home Loan Modifications and Your Credit Score
    A Home Loan Modification can help you stop foreclosure and stay in your home. But if you’re like most homeowners, you’re probably wondering how it will affect your credit ....
  • Mortgage Credit Score
    Mortgage credit score will have a large impact on the interest rate you are charged and thus on your monthly mortgage payments. By working to increase your credit score you should not only be approve....
  • Credit Report Online
    A credit report online can provide you with instant credit information. As a first-time home buyer you have started the hunting process from the comfort of your home office. Rather than spend the afte....
  • Experian Credit Monitoring Review
    Even if you think you have great credit, there are many reasons to keep a close eye on your credit report and your credit score. This is the best way, for instance, to quickly detect instances of ide....
  • Free Credit Reports
    Free credit reports evaluate your current financial standing. This is especially important if you are looking to make a large purchase such as a home or a new vehicle. Since the US economy relies heav....