Credit

  • Fico Scores
    Your credit bureau scores are typically called "FICO scores" because most credit bureau scores used in the United States are generated by software created by the Fair Isaac Company. FICO scores are o....
  • How to Protect Your FICO Score While Rate Shopping
    While inquiries into your credit report can hurt your FICO score, the creators of the FICO scoring formula understand that consumers will want to shop around for the best rates, especially on homes an....
  • What a Good Credit Score Is and How You Can Get One
    Good credit is not born; it's made. When you have a good credit score you get access to better money borrowing options such as lower interest rates, longer repayment terms, and unsolicited card or l....
  • Your Free Annual Credit Report – What Lenders Watch Out For
    If you've ever applied for a credit card or loan in the past and been rejected, that means your credit score wasn't good enough. Finding money is not so easy as it used to be, in the light of the U.S.....
  • Tax Liens and Your Credit Score
    Have you ever had a tax lien levied on you in the past? Has that lien been paid off or is it still current? A tax lien, whether past or current, will definitely hurt your credit score. This may be ....
  • Home Loan Modifications and Your Credit Score
    A Home Loan Modification can help you stop foreclosure and stay in your home. But if you’re like most homeowners, you’re probably wondering how it will affect your credit ....
  • Credit Bureau
    A credit bureau is where the information from your creditors is gathered. Every time any lender checks your credit, they get their information from a major credit bureau. People can only check your ....
  • Tenant Credit Report
    To have a good tenant credit report you should have stable employment, meaning you have had a job for more than one year. It also helps to put your telephone bill in your name. Having utility bills un....
  • Fix Your Credit Score
    To fix your credit score without leaving your home is very easy to do and something that can greatly improve your financial standing. We all know a big part of the American dream is owning a home, ....
  • Online Credit Report
    An online credit report can be gathered from one of the three national credit bureau systems in the United States. These three companies include Equifax, TransUnion and Experian. These are the three r....