Credit

  • Fico Scores
    Your credit bureau scores are typically called "FICO scores" because most credit bureau scores used in the United States are generated by software created by the Fair Isaac Company. FICO scores are o....
  • How to Protect Your FICO Score While Rate Shopping
    While inquiries into your credit report can hurt your FICO score, the creators of the FICO scoring formula understand that consumers will want to shop around for the best rates, especially on homes an....
  • What a Good Credit Score Is and How You Can Get One
    Good credit is not born; it's made. When you have a good credit score you get access to better money borrowing options such as lower interest rates, longer repayment terms, and unsolicited card or l....
  • Your Free Annual Credit Report – What Lenders Watch Out For
    If you've ever applied for a credit card or loan in the past and been rejected, that means your credit score wasn't good enough. Finding money is not so easy as it used to be, in the light of the U.S.....
  • Tax Liens and Your Credit Score
    Have you ever had a tax lien levied on you in the past? Has that lien been paid off or is it still current? A tax lien, whether past or current, will definitely hurt your credit score. This may be ....
  • Home Loan Modifications and Your Credit Score
    A Home Loan Modification can help you stop foreclosure and stay in your home. But if you’re like most homeowners, you’re probably wondering how it will affect your credit ....
  • Experian Credit Reports
    There are a few different reasons you may be looking to get a copy of your credit report. A common reason is that you need to provide a copy of the report to a landlord or some other person or busine....
  • Online Credit Reports
    Online credit reports include your FICO score. FICO, short for Fair, Isaac & Company is one way credit grantors and lenders can evaluate the financial stability of borrowers. Your FICO score plays an ....
  • Business Credit Reports
    A business credit report tracks and records the credit history and payment habits of companies and small businesses. This information can be a valuable tool for any business owner or investor that is....
  • My Credit Report
    My credit report came as a shocking disappointment. I realized that in order to apply for a mortgage I had to earn a decent income and have a history of timely payments. Both of these items I felt wer....