Credit

  • Fico Scores
    Your credit bureau scores are typically called "FICO scores" because most credit bureau scores used in the United States are generated by software created by the Fair Isaac Company. FICO scores are o....
  • How to Protect Your FICO Score While Rate Shopping
    While inquiries into your credit report can hurt your FICO score, the creators of the FICO scoring formula understand that consumers will want to shop around for the best rates, especially on homes an....
  • What a Good Credit Score Is and How You Can Get One
    Good credit is not born; it's made. When you have a good credit score you get access to better money borrowing options such as lower interest rates, longer repayment terms, and unsolicited card or l....
  • Your Free Annual Credit Report – What Lenders Watch Out For
    If you've ever applied for a credit card or loan in the past and been rejected, that means your credit score wasn't good enough. Finding money is not so easy as it used to be, in the light of the U.S.....
  • Tax Liens and Your Credit Score
    Have you ever had a tax lien levied on you in the past? Has that lien been paid off or is it still current? A tax lien, whether past or current, will definitely hurt your credit score. This may be ....
  • Home Loan Modifications and Your Credit Score
    A Home Loan Modification can help you stop foreclosure and stay in your home. But if you’re like most homeowners, you’re probably wondering how it will affect your credit ....
  • Credit Scores
    Credit scores play an enormous role in the approval process for any large purchase such as an automobile or home. Having a solid credit score can make life much easier whereas a lower credit score ca....
  • Three Agency Credit Report With Score
    Three agency credit report with score will give you a comprehensive report that includes three credit scores and a detailed credit history for your perusal. Getting a full report allows you to see al....
  • Instant Credit Report
    Everybody should learn what's on an instant credit report, what lenders review, and how to get a free credit report when denied a loan. Anyone who denies you in response to a credit report provided by....
  • Fix A Bad Credit Report
    Fix a bad credit report to ensure that your past credit problems will not affect the decisions you need to make in the future. Even though you have made credit problems you should be proactive and at....