Credit

  • Fico Scores
    Your credit bureau scores are typically called "FICO scores" because most credit bureau scores used in the United States are generated by software created by the Fair Isaac Company. FICO scores are o....
  • How to Protect Your FICO Score While Rate Shopping
    While inquiries into your credit report can hurt your FICO score, the creators of the FICO scoring formula understand that consumers will want to shop around for the best rates, especially on homes an....
  • What a Good Credit Score Is and How You Can Get One
    Good credit is not born; it's made. When you have a good credit score you get access to better money borrowing options such as lower interest rates, longer repayment terms, and unsolicited card or l....
  • Your Free Annual Credit Report – What Lenders Watch Out For
    If you've ever applied for a credit card or loan in the past and been rejected, that means your credit score wasn't good enough. Finding money is not so easy as it used to be, in the light of the U.S.....
  • Tax Liens and Your Credit Score
    Have you ever had a tax lien levied on you in the past? Has that lien been paid off or is it still current? A tax lien, whether past or current, will definitely hurt your credit score. This may be ....
  • Home Loan Modifications and Your Credit Score
    A Home Loan Modification can help you stop foreclosure and stay in your home. But if you’re like most homeowners, you’re probably wondering how it will affect your credit ....
  • Free Instant Credit Report
    A good free instant credit report score can help you in many ways. It is definitely worth the effort to attempt to improve your credit. It will help you rent housing, lower your insurance costs and he....
  • Credit Bureaus
    The three major credit bureaus in the United States are Equifax, Experian, and TransUnion, all of which keep records on every citizen who has ever borrowed money from a lending institution or owned a ....
  • Free Online Credit Report
    A free online credit report is your first step toward repairing your credit. How you got yourself into this financial pickle is a moot point. Whether college credit card debt, unemployment or an unfor....
  • Phone Numbers For Experian
    Experian is one of the country's leading credit reporting bureaus. If you've ever applied for a loan or a credit card, it's likely that Experian provided the creditor with information about your cred....