Credit

  • Fico Scores
    Your credit bureau scores are typically called "FICO scores" because most credit bureau scores used in the United States are generated by software created by the Fair Isaac Company. FICO scores are o....
  • How to Protect Your FICO Score While Rate Shopping
    While inquiries into your credit report can hurt your FICO score, the creators of the FICO scoring formula understand that consumers will want to shop around for the best rates, especially on homes an....
  • What a Good Credit Score Is and How You Can Get One
    Good credit is not born; it's made. When you have a good credit score you get access to better money borrowing options such as lower interest rates, longer repayment terms, and unsolicited card or l....
  • Your Free Annual Credit Report – What Lenders Watch Out For
    If you've ever applied for a credit card or loan in the past and been rejected, that means your credit score wasn't good enough. Finding money is not so easy as it used to be, in the light of the U.S.....
  • Tax Liens and Your Credit Score
    Have you ever had a tax lien levied on you in the past? Has that lien been paid off or is it still current? A tax lien, whether past or current, will definitely hurt your credit score. This may be ....
  • Home Loan Modifications and Your Credit Score
    A Home Loan Modification can help you stop foreclosure and stay in your home. But if you’re like most homeowners, you’re probably wondering how it will affect your credit ....
  • Credit Ratings
    A credit rating is a formal assessment of a company or government entity's ability to repay its debts. The rating is typically assigned by a third-party credit rating agency, after a thorough review ....
  • My 3 Credit Reports
    My 3 credit reports uncovered multiple inaccuracies that I was unaware of. As you will find with many credit reporting agencies, even the slightest error can have a negative effect on your FICO score.....
  • On Line Credit Report
    On line credit report will give you instant access to the information that creditors use to evaluate any credit account that you have applied for. Purchasing a credit report on the internet will elim....
  • Free Online Credit Report
    A free online credit report is something that every individual should have if they are looking to seek anything from a lender. Since this credit check is free, there is no good reason why you shouldn....