Credit

  • Fico Scores
    Your credit bureau scores are typically called "FICO scores" because most credit bureau scores used in the United States are generated by software created by the Fair Isaac Company. FICO scores are o....
  • How to Protect Your FICO Score While Rate Shopping
    While inquiries into your credit report can hurt your FICO score, the creators of the FICO scoring formula understand that consumers will want to shop around for the best rates, especially on homes an....
  • What a Good Credit Score Is and How You Can Get One
    Good credit is not born; it's made. When you have a good credit score you get access to better money borrowing options such as lower interest rates, longer repayment terms, and unsolicited card or l....
  • Your Free Annual Credit Report – What Lenders Watch Out For
    If you've ever applied for a credit card or loan in the past and been rejected, that means your credit score wasn't good enough. Finding money is not so easy as it used to be, in the light of the U.S.....
  • Tax Liens and Your Credit Score
    Have you ever had a tax lien levied on you in the past? Has that lien been paid off or is it still current? A tax lien, whether past or current, will definitely hurt your credit score. This may be ....
  • Home Loan Modifications and Your Credit Score
    A Home Loan Modification can help you stop foreclosure and stay in your home. But if you’re like most homeowners, you’re probably wondering how it will affect your credit ....
  • Can I Fix My Credit ?
    Can I fix my credit? This is a question asked by people faced with credit problems from their past. The process of repairing your credit is a lot easier than you may think because of all the credit i....
  • Credit Report
    A credit report won't cost you a penny if you have recently been denied credit. In most states you are entitled to a complimentary report from the same reporting company that was used to deny your app....
  • Free Experian Credit Report
    Knowing what's on your credit report is a crucial part of keeping track of your personal finances. Many people may have credit issues that they're totally unaware of, and the best way to catch these ....
  • Online Credit Reporting
    Online credit reporting pulls FICO scores and other data from the three major credit bureaus. Equifax, TransUnion and Experian are the three most prominent credit bureau companies in the world. Combin....