Discover Credit Cards

Written by Jared Vincenti
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There are many companies that offer credit cards, most of them being banks and credit card companies. In recent years, though, many of the smaller creditors have been condensing into larger companies. For instance, Diner's Club was the first credit card, but is now a part of CitiGroup.


One of the major credit card companies in the United States is the Discover Bank. They issue Discover credit cards, which are starting to come in interesting shapes and colors recently. Discover cards always have 16 digits, and begin with the numbers 6011.

The Discover card was originally issued by Sears, a large retail chain that once branched off to found All-State insurance and other non-retail businesses. For a long time, Discover was the only card accepted at Sears retail stores. However, in the 1990's, Sears sold off all non-retail branches of the business, and Discover came under ownership of the Dean Witter financial group.

Discover cards were issued for several years by the new Dean Witter Discover. In 1997, the Morgan Stanley firm purchased Dean Witter Discover. Discover cards now come from Discover Bank, which is a subsidiary of Morgan Stanley. You can apply for a Discover card online, and most Discover cards earn cash back or other bonuses.

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