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Low Apr Credit Cards

Written by Kathleen Gagne
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If you even think there's a ghost of a chance that you might maybe possibly carry a balance on your credit card, you need to look for low APR credit cards. Doesn't matter what kind of cards you have: secured credit cards, unsecured credit cards, platinum credit cards ... if you have a low APR, you're well on your way to protecting yourself from debt.

Saving Money with Low APR Credit Cards

It's really mind-boggling when you realize how much money you can save simply by choosing low APR credit cards. Some credit cards have a 23 percent APR. That's just insane. Every month, 23 percent of their outstanding balance was added to what they owed. Their debt multiplied exponentially without their even noticing.

Even if you're very good about paying off your balance every month, all it takes is one setback to throw you off. Life never works out the way you expect, and you're likely to have occasions on which you just can't pay your credit card off in full. If you took advantage of the offer of low APR credit cards, however, you won't have to pay a stiff penalty just because times are tight.

You can absolutely find low APR credit cards that also offer everything else you want. Frequent flyer miles, rebates, no annual fee ... these can all be found on low APR credit cards. You simply have to go to a website where you can easily comparison shop and find exactly what you're looking for.

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