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Rebate Credit Cards

Written by Kathleen Gagne
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Rebate credit cards are among my favorites of the credit cards available. Honestly, what could be better than that? With this offer, every time you spend money, you get money back. Actual cash in your pocket. Bust out the champagne!

Of course, like all credit card offers, not all rebate credit cards are as wonderful as they seem. You need to look into what comes with the card. If you're going to carry a balance every month, you want to make sure the company offers a low APR as well. And you have to look into the specific rules of the rebate.

Rebate Credit Cards 101

Yup, it's time for Rebate Credit Cards 101, where I try to pass on what I've learned about what makes good rebate credit cards. As always, it depends on your particular situation. Some credit cards offer amazing rebates, but only at certain stores, like Toys R Us. If you never shop there, this is not among the best credit cards for you. But if you have a kid and spend tons of money there anyway, this is a great way to put cash back in your wallet.

Other rebate credit cards offer money back on every purchase across the board. This sounds like a dream come true, but you need to read the fine print. Sometimes these cards come with a high annual fee, or a higher APR. You need to crunch the numbers and make sure your rebate savings will outweigh the costs.

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