Visa Platinum

Written by Kathleen Gagne
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When it comes to great credit cards, Visa platinum cards are the top of the line. If you have good to excellent credit, you can qualify for a card that will give you the buying power you need with the perks you want. These cards are intended for those who manage their credit wisely and who occasionally need the impressive credit limits Visa platinum offers.

Finding the Best Platinum Cards

Obviously, a key factor when it comes to choosing a credit card is how much it will do for you at the lowest possible cost. Many Visa platinum cards come with a zero percent APR for anywhere from six to 18 months. This alone allows you to take advantage of sales and discounts up front, knowing that you won't be paying a penny more than the advertised cost of your purchase. In addition, many of these cards come with an interest-free grace period, meaning that you can pay zero percent interest for as long as you have the card if you pay your bill in full each month.

Some of the impressive perks that come with platinum Visa cards include travel benefits that allow you to accumulate airline miles, hotel, and car rental points to use when you need them. That often includes impressive free travel accident insurance. Virtually all cards now offer online account access and payment options.

When you use your platinum card, you will get the instant respect that comes with achieving and maintaining great credit. When you qualify for a platinum card, you may also be able to get cards for family members at no extra charge. Finally, some platinum cards offer cash back, a unique way to actually save money on your purchases when you pay your balance in full each month.

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