Copy Of My Credit Report

Written by Jessica Duquette
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A copy of my credit report can be obtained by writing to any of the three main credit agencies or by simply taking a few minutes to enter information on the internet. There are many choices online, ranging from a free credit score to a very detailed credit history for you to purchase. The resources are available to you, all you need to do is decide what you are looking for.

Improving Your Credit

The first step for anyone looking to repair their credit is to review their credit report and look for mistakes or omissions. But what can a copy of my credit report show me you may ask? A complete report will allow you to view the information that credit issuers have and make you see what they are looking at. Just glancing quickly at your report may alert you to duplicate accounts that are shown as open and decrease your credit score. Going into more detail will give you the chance to look at late payments and notify lenders of any mistakes.

The next step when trying to improve your credit is to decide which credit accounts should stay open and which you should pay off and close. Having several large balances on your credit history will only hurt you so it is essential that you identify your key credit accounts. Even cutting balances from $10,000 to $7,000 will greatly improve your credit score and increase your chances of securing better financing in the future.

Finding a Copy of My Credit Report

Credit reporting companies have become more prevalent as the internet has become more successful and secure. Now that companies are able to offer a secure site for consumers to access their credit reports you can be sure your information is being kept private.

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