Experian Credit Services

Written by Charles Peacock
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Experian is one of the three major credit bureaus in the United States (the others being Equifax and TransUnion). Experian has, in recent years, tried to set themselves apart from their competitors by offering a range of credit-related services geared towards business customers. These services are intended to lessen creditors' risks and to improve the relationship between creditors and their customers.

Experian Credit Business Services

Experian has designed different service packages that are geared towards anything from the smallest company to the largest corporation. Generally speaking, its services are intended to fulfill three main functions: gaining intelligence on potential customers, keeping track of current customers, preventing losses and recovering losses.

In terms of generating new customers, Experian's Direct Marketing unit can help you find just the right customer based on their credit history and purchasing habits. By examining someone's credit report, you can determine not only if they're a prospective buyer, but also if they'll be able to afford your particular product. Experian can also help you look at the market as a whole, which will allow you to customize your product to match current consumer behavior.

Since Experian's consumer records are so exhaustive and up-to-date, they are the perfect solution for tracking and recovering debt from your account holders. Experian can help you track down hard-to-find debtors, and can also help you identify cases of credit fraud. Experian's credit services also extend beyond personal accounts to business and corporate credit records.


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