Tenant Credit Report

Written by Breean Murel
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To have a good tenant credit report you should have stable employment, meaning you have had a job for more than one year. It also helps to put your telephone bill in your name. Having utility bills under your name and paying them in a timely manner helps to raise credit scores.

At the very least you should have a checking and/or savings account and make regular deposits. You may be approved for an apartment lease with bad credit, but you have little or no chance of being approved if you do not even have a checking account. Of course, most people have savings and checking accounts these days, so you probably won't have to worry about that. Just be sure that you manage your account or accounts carefully.

Don't be Surprised by a Tenant Credit Report

Always be aware of all of your outstanding debt. If you are close to your credit limit, it is a wise idea to pay more than the minimum amount owed. Paying off your credit card every month is a good habit to get into. If you cannot do that, however, paying the most you can is a good second choice.

Your tenant credit report can keep you from getting the apartment, condo or house that you want. You shouldn't have to settle for less if you can afford it, so be sure to manage your credit wisely at all times. Many people do not realize just how many factors can hurt or help their credit.


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