Ecommerce Merchant Accounts

Written by Samuel Wong
Bookmark and Share

Most businesses have credit card ecommerce merchant accounts. With the increasing amount of businesses taking their products and services directly to the Web, the amount of ecommerce merchant accounts is on the rise. Don't be left behind by this trend--there's still time to catch up.

Ecommerce merchant accounts offer businesses the opportunity to accept credit cards via their websites, instead of using a standard credit card terminal. Ecommerce accounts work the same as a regular merchant accounts in the fact that they process credit card payments.

Jump into the Web with Ecommerce Merchant Accounts

Ecommerce merchant accounts vary from standard credit card processing accounts based on the fact that there is no physical evidence provided that a credit card exists. Most payments accepted by business owners who have a ecommerce merchant accounts require additional information to verify that the card being presented is legitimate and that the user is actually the card owner. The simplest and most common form of verifying that the account really belongs to the individual presenting the card for payment is address verification. The newest and most comprehensive way to establish that the card is valid is to verify the last 3 digits printed on the back of the card. If these cannot be identified, most likely the charge will be declined.

Ecommerce merchant accounts are becoming more and more popular as shoppers continue to head online in droves. Searching through merchant accounts services providers can be overwhelming; however, take your time and find the right one. The best provider will provide you with excellent service, and the best amount of safeguards against fraud in order to protect your account from chargebacks.


Bookmark and Share