Merchant Accounts

Merchant Accounts


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Home Business Merchant Account

Written by Patricia Tunstall
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Home Business Merchant Account Is Ideal

A home business merchant account enables the single owner/manager, or a small business, to accept and process checks and credit card payments virtually risk-free. Whether you have a mail order or Internet business, whether you take phone, email, or fax orders, a merchant account gateway lets you take all forms of payment from customers. By not limiting the kinds of payment your shoppers can proffer, you expand the potential base for your enterprise.

Your home business merchant account can enable you to take orders even when the credit card is not present. These transactions require special merchant accounts because of the greater risk involved when the merchant cannot even see the card. Software that can be installed on any personal computer connected to the Internet will handle these transactions with excellent security.

Process Orders Via Cellphone

A one-person business operation means the owner is always on duty and always looking for new ways to promote and handle new business. The busy entrepreneur can now take credit card payments at any hour of the day, and from any place the cellphone has service. Once again, by offering your customers still another means of paying, you make ordering and paying more convenient.

Nothing could be simpler than dialing a phone, and that's all you need to do to credit your account with a customer payment. A home business merchant account provides you with a toll-free number; enter your PIN, your customer's credit card information, and the amount of the sale. When you receive the approval number, write it on a credit card form for the customer to sign, hang up, and the funds will be transferred to your account within 48 hours.

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