Affordable Health Insurance

Written by Norene Anderson
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Affordable health insurance is easier to find than you might think. Healthcare costs continue to rise and that gives the sense that an affordable insurance plan is an impossible option. The insurance companies currently offer many variables in coverage to provide plans as basic or as complex as an individual can afford. This diversity makes it possible for almost everyone to find enough protection to keep financial disaster from striking in case of an extended or serious illness.

The best way to find affordable health insurance is to apply online with a reputable insurance agent or broker with access to a variety of health plans. It is easy to get quotes from several companies with one application. The different levels of coverage are easily defined giving the best options for low monthly premiums.

Finding Affordable Health Insurance Is Possible

One of the ways to reduce the cost of any health insurance policy is to increase the amount of the deductible. There are companies offering deductibles as high as $5,000. This would not be a good option for an individual or family with the propensity to incur a lot of medical expense. It is a good option, however, for individuals or families with excellent health and a healthy lifestyle.

Affordable health insurance is possible when the lifetime maximum is lowered and the extras such as dental and vision coverage are omitted. The choice of having prescription drug coverage is a toss up between the added premium and the out-of-pocket cost for drugs. If any of the insured are on regular medication, it most likely will be worth the cost of a prescription drug discount card.


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