Celtic Health Insurance

Written by Norene Anderson
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Celtic health insurance offers a variety of plans to cover every type of insurance need. The CeltiCare Select PPO plan offers a $10 copay for physician office visits with an optional 100 percent coverage for coinsurance. A $10 copay for generic drugs is available as an added benefit. Preventive care coverage is an optional addition to the plan.

The Select PPO Celtic health insurance plan offers deductibles of $250 to $10,000 per person with a family deductible of three times the deductible per person. Lifetime maximum benefit is $5 million. Many additional options are available to make the PPO plan suitable for any family or individual. Pre-existing conditions are considered for the 12 months prior to the effective date of the policy.

Celtic Health Insurance Coverage

Celtic health insurance benefits do not include injury or sickness as a result of an act of war, illegal action, suicide, pregnancy, and many other specified exclusions. States may vary in the exclusions allowed. Some states allow a term life insurance option. Your insurance agent or broker can answer all the specifics about your state's restrictions.

A. M. Best is an insurance rating agency that has been in service for more than 100 years. It defines the financial strength of the various insurance companies. Celtic health insurance has received a rating of "A" from the A. M. Best Company. Celtic insures about 90,000 individuals and receives close to $200 million for premiums annually.

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