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Cheap Individual Health Insurance

Written by Kathleen Gagne
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There are a lot of fairly common circumstance in which you do not qualify for group health insurance. You may be out of work and needing insurance for your family, or you may be a student working on a master's degree or a married student. You might even be traveling abroad for a couple of months.

In many of these cases, money for insurance may be scarce. Yet you still want to find adequate insurance that will be there as long as you need it. The good news is that you can find cheap health insurance on the Internet, and that you will have plenty of options from which to choose.

What to Look for in Cheap Individual Health Insurance

Look for cheap individual health insurance that can be purchased as group plan insurance. This is a form of insurance in which a company has negotiated fees with providers, often nationwide, who will work with each member of the plan in much the same way that they would work with employees of a single company. This gives you the advantages of group insurance with an individual policy.

Some questions to ask are how long the plan has been in existence and how many participants it has. You will also want to find out how to get access a list of participating providers in each state. If you are traveling abroad, you will need to find out how the plan works in the location you're visiting. It's also a must to find out if you have to pay providers at the time of service and whether you will be required to fill out forms for reimbursement.


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