College Student Medical Insurance

Written by Norene Anderson
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College student medical insurance is something that every parent and student should be aware of. This is an awkward age for determining the responsible person. Parents are limited to the length of time and age of the child they can carry on their insurance policy. It is not uncommon for a parent to have to remove the child from the parent's policy before he or she can be fully employed and receive insurance benefits.

Locating a college student medical insurance policy that offers good coverage without a high monthly premium is critical for most budgets. A short-term medical policy is a great alternative to full insurance coverage. It provides the protection needed in case of a serious illness or injury while keeping the monthly expense within a possible grasp.

Get Coverage with College Student Medical Insurance

Many of the college student medical insurance policies offer discounts for prescription drugs, vision care, dental, and other services. This policy is good for students simply because there are no restrictions on the physician or medical facility that is used. Unlike HMO and PPO policies where only physicians in the plan can be seen, the choices are unlimited by geographical location or practice.

The transition from dependent to independent carries many changes. The responsibility of health insurance is just one of them. Fortunately, it is an easy one to resolve. There are many plans to consider with a variety of options with each one. Start looking now for the right plan for your son or daughter when they are no longer eligible to be on your plan.

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