Illinois Student Health Insurance

Written by Norene Anderson
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Illinois student health insurance is an important consideration for every college student. Most health insurance policies only cover students up to a certain age. Some cover until age 26 as long as the dependent is a full-time student. Other policies end coverage at the age of 21. Once the student is removed from the parent's policy, it is necessary to find alternate coverage.

Many college campuses offer a limited health plan for the students during enrollment. This may be included as part of the enrollment fee. This type of policy is generally limited in scope and only covers accidents and sudden illness. For a more comprehensive Illinois student health insurance plan, it is necessary to contact an insurance carrier with policies specifically designed to fit the needs of graduate or under-graduate students.

Compare Illinois Student Health Insurance Policies

These policies are well worth the investment in monthly premium. There is enough expense incurred for a college education without taking the chance that a serious illness or injury will add to the cost if uninsured. The active lifestyle of the college student leads to many opportunities for the need for medical attention. Guarding the financial security of the student and the family is possible simply by obtaining adequate Illinois student health insurance.

It is possible to get quotes online from a variety of student health insurance providers. In consideration of the type of policy to obtain, it is good to look further into the future than just the months following graduation. The best time to obtain medical insurance is when the individual is healthy. Consider a policy with the option to continue as an individual policy with full coverage to guarantee medical benefits without exclusions for pre-existing conditions.

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