Indiana Self Employed Health Insurance

Written by Norene Anderson
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Indiana self employed health insurance is available from many insurance carriers. Many of the policies are almost identical in coverage but different in price. Some comparison pricing is certainly a good idea. One area that is important to note is for office visit coverage. Some policies limit the number of office visits per year.

This may not be significant for a healthy individual. The problem comes when even a healthy individual has an injury or illness that requires more than the covered number of visits. It does not take very many uncovered visits to mount up to a lot of money. An office visit can cost anywhere from $50 to $100 or more, depending on the specialty.

More Guidelines for Indiana Self Employed Health Insurance

Another area that should be carefully considered in an Indiana self-employed health insurance policy is the addition of disability coverage. It is important for everyone to have some kind of disability coverage. If you bring home the only income for your family, it is crucial to obtain at least a minimal policy for accident and disability coverage. This will protect some of your assets while you are recuperating.

Indiana self-employed health insurance plans are offered under the guidelines of the state. Each state has guidelines that control the use and availability of insurance plans. If you are self-employed in Indiana and own your own business, you may not purchase a small business health insurance unless you have at least two and no more than 50 employees. You can only purchase an individual plan for the self-employed.


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