Health Plans


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Family Health Care Plans

Written by Jill Morrison
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Family health care plans will offer discounts on medical expenses to all members in your immediate family. These plans are excellent for couples with young children. If you live alone, or do not have children under the age of 18, and individual health care plan may be more appropriate for you to purchase.

Characteristics of Family Health Care Plans

Family health care plans will offer discounts on medical products, procedures, examinations, and prescription drugs. With some searching, you may be able to find a health plan that offers up to 50% in discounts. The discounted amounts will vary according to your geographic region, but you will always save at least 10% with a health care plan.

You will have to pay a minimum monthly payment to maintain membership in a health plan. This may seem like a large expense, but it will be worth every penny if a family member needs a medical procedure. Medical procedures can be extremely costly without health insurance.

Health care plans can be customized to meet the health needs of your family. If your family needs a specific type or health care, such as for vision, you can purchase additional coverage. Other categories you may want to include in Family health care plans are dental, hearing, prescription drug plans, supplements, and chiropractic care.

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