Family Vision Care

Written by Sarah Provost
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Uh-oh. Your teenaged son's glasses met the business end of a lacrosse stick. Your fourth-grade daughter brought a note home from school saying she needs to have her vision checked. And you can't seem to hold the morning paper far enough away to read the caption on your favorite comic strip. You may need to look into a family vision care plan.

These days, with so many employers cutting back on health care coverage benefits, many people are turning to private vision care plans. By negotiating with ophthalmologists, opticians and optometrists to obtain reduced prices in exchange for exclusive referrals, these plans can offer discounts to their members on eye exams, glasses and contact lenses. There is an annual fee for the service, but if you have several family members who need corrective lenses, you'll probably make up that fee in no time.

Corrective Eye Surgery May Also Be Covered

Many programs are now including Lasik surgery in their discount plans. Lasik procedures will not be useful for presbyopia, the gradual vision change that comes with age. However, most other eye problems, such as myopia (nearsightedness), astigmatism and hyperopia (farsightedness) can be corrected or vastly improved by Lasik surgery.

How you look can sometimes seem almost as important as how you see. Some vision plans offer a percentage discount on any frames you choose. Others allow you to pay the difference between fashion frames and the frames offered in the plan. Almost all vision plans will cover contact lenses, although sometimes disposable lenses are excepted


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