Vision Benefits

Written by Sarah Provost
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These days, more and more employers are cutting health care benefits to the bone. Vision benefits, unfortunately, are often the first to go. Eye exams, glasses and contact lenses are expensive, so you'll want to find the best possible vision insurance at the best possible price.

You may already have a family optician and optometrist. In that case, ask them what programs they recommend. If you don't have a regular eye care provider, you might want to do some research on the Internet to find out what kinds of programs are available.

Discount Vision Care Providers Are Competing for Your Business

With the decrease in benefits offered by employers, the demand for individual or family self-paid vision benefits has increased. There has been a concomitant increase in the number of providers competing for your patronage. This means that you'll need to do some rigorous comparison shopping to find the program that will work best for you.

If you're a young adult with basically good vision, you may only need a minimum of benefits such as regular eye exams and some discount on corrective lenses. If, however, you are a senior citizen at risk for developing cataracts or glaucoma, or if you have a condition such as astigmatism that can worsen rapidly, you may need to select a plan that costs a bit more but gives you more options. Be certain to check your provider's policy on pre-existing conditions. Your vision is precious, so don't put off finding an eye care provider.


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