Football Insurance

Written by Amy Hall
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It goes without saying that football insurance is a necessity due to the very nature of the sport. Football, especially when played by older kids and teenagers, tends to be a much more aggressive contact sport, which falls under the category of a Class A sport. Class A sports carry with them a higher risk, especially when played by teenagers and/or young adults.

Obviously football insurance premiums will be higher for tackle football as opposed to touch or flag football. The importance of having team insurance in place at all times is vitally important because at any given moment a participant can sustain an injury that ends up with some hefty hospital bills. Without proper football insurance, the bills can stack up fast without any way of paying them, as not all children or teens who participate in team sports have individual medical insurance.

Football Insurance for Maximum Protection

An assumption that can land you in the poor house is the assumption that all team players have individual medical insurance that will provide coverage for injuries sustained during the game. However, many families don't have their own medical coverage, which means that you could be liable for medical bills in the event that the child gets hurt during the course of the game. For this reason alone, it is essential to have football insurance in place on every participant and volunteer within your organization.

Don't make the costly mistake of not getting sports insurance which can prove to be invaluable in the event of a medical injury or a crime such as theft. It can take a split second for a serious injury to occur, and the bills to remedy the injury can run into the thousands of dollars. If you don't have proper coverage for your team players and volunteers, who pays for these bills? With the proper insurance coverage in place, you will never have to face that question personally.

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