Texas Business Auto

Written by Jessica Duquette
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Texas business auto insurance is an integral part to protecting your company and its drivers against liability claims. If a portion of your business requires commercial vehicles, auto insurance is a must. Whether you own two commercial trucks or a fleet of twenty five, cover your bases by investing in auto insurance.

Both bodily injury and property damage are covered under a Texas business auto insurance policy. The damages covered are related to ownership, maintenance and usage of the vehicles for commercial business. If one of your truck drivers was at fault in an accident which resulted in bodily injury to a third party, this coverage would protect you against all financial responsibility associated with the accident.

What Does Texas Business Auto Insurance Cover?

The accident victim might file a lawsuit requesting medical bill reimbursement, attorney fees, court costs and lost wages as a result of the injury. These claims could total more than a quarter of a million dollars. Why risk settling this suit without the protection of auto insurance?

The premium for business auto insurance will depend on a number of factors. The amount of vehicles insured, type of vehicle, miles driven annually, etc. all influence your monthly premium. If you rent your commercial vehicles you may be subject to additional coverage such as non-owned and hired auto liability coverage.

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