International Insurance

Written by Patricia Tunstall
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International Insurance for Security

International insurance means just what it says--it is accepted worldwide, on every inhabited continent. Healthcare systems vary wildly from country to country, so it can be critical to have uniform travel insurance that is recognized and unquestioned in every country you visit. Think of the security this provides, knowing that wherever you are, and whatever happens, you have protection against misfortune.

No matter how good your domestic health insurance is, it will not cover you once you leave the United States for any length of time. Just figure you will be without protection when you get on that international flight or step foot on your favorite cruise ship. The time to get international insurance that will meet your needs when you are abroad is before you leave this country.

What Coverage Do You Need?

Medical insurance for international travelers is largely categorized according to the length of your stay overseas. Travel medical insurance covers you for trips of seven days to 12 months for up to $1,000,000 in expenses. For one fee, multiple-trip insurance provides protection for several trips of 30 days or fewer.

Annual international insurance is for those who need medical protection for one year or longer. If you are making a prolonged stay in another country, or you have decided to retire to another country, this insurance is renewable annually and provides up to $5,000,000 in coverage. Go online to get more detailed information about the benefits of each of these plans.

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