Student Travel Insurance

Written by Kathleen Gagne
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Student Travel Insurance is a Must

If you are a student or parent trying to make sure that a year of study abroad is successful, one of the most important items you should consider is student travel insurance. This type of health insurance can be used to cover the student while she is traveling to and from the country where she will be studying and any sightseeing trips she might make. You can find plans that are very similar to US comprehensive plans in terms of benefits.

For example, some policies allow you to choose from a number of deductible amounts and premiums. You will have to make decisions about policy maximums as well, and these can range from $50,000 to over $2,000,000. They cover many of the same types of medical care as US policies, including emergency dental care. You can also add coverage for excluded sports and coverage for the cost of an emergency evacuation. The US Department of State is strongly recommending the latter.

Get Student Travel Insurance Quotes Online

Online you will find dozens of websites that offer travel insurance for students. If insurance is not your strong point, and if this is your student's first time away from home, it's a good idea to find a policy that she can understand and use effectively when she needs it. Because of the importance of quality insurance, before you get the quote on any policy, make sure you read and understand the scope of their benefits list.

It's important for both you and your student to have complete copies of all insurance documents so that, if there is a problem, you can discuss it over the phone. Your student should carry a medical insurance coverage card at all times as well as emergency contact information. With the right travel insurance policy in place, your student and you will have peace of mind about possible medical issues that might arise.

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