Travel Health Insurance

Written by Patricia Tunstall
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Travel Health Insurance for Non-U.S. Citizens

Travel health insurance is available to U.S. and non-U.S. citizens wherever they are located around the world. If you are not a citizen of the United States, but are visiting or residing here, you may be eligible for certain international medical insurance. If you are a non-citizen who is traveling abroad, your status does not change, and you should also investigate trip insurance.

Depending on your circumstances, you might look into travel medical insurance for trips of seven days to 12 months. This would apply to trips to your homeland of this duration, as well as pleasure traveling to Canada, Mexico, or other countries farther away. Regardless of the reason for your journeys, travel health insurance will provide coverage up to $1,000,000 for emergency dental and medical care, as well as less urgent treatment as an inpatient or outpatient.

Other Policies

For those who return to their homeland frequently during the year, or who are able to travel often to other countries, there is multi-trip, travel health insurance. Trips of 30 days or fewer are covered no matter how many you take in a year. For one affordable fee, all these trips are covered, thereby saving you the hassle of obtaining an insurance plan for each journey.

Non-citizens who need health insurance for one year or longer may need to fill in gaps in your government-sponsored coverage, or you may need separate coverage outside your homeland. This excellent protection offers coverage up to $5,000,000 for you and your family for emergency and non-emergency medical services. It also covers mental health treatment, maternity and postnatal benefits, and prescription drugs.


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