Adopt A Child

Written by Abby Luttrell
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If your dream is to adopt a child, you may have been held back by financial considerations. Especially if you are thinking of international adoption, you may be wondering what kind of expenses are involved. The short answer to your question is, yes, it is expensive. However, there are numerous government incentive programs, tax breaks and financing possibilities that are available which can cover part or even all of the cost. This financial assistance can make an international adoption a very real possibility and not just a dream.

How to Adopt a Child--Expenses

The expenses will be outlined on this page. Your expenses in general when you adopt a child will be on average between $15,000 and $20,000 for the full adoption process and travel for two people. This is a rough estimate and varies from country to country.

The usual fees will be paying an international adoption agency (which is a not-for-profit humanitarian agency) to sponsor you. They will process your application (for free) and supervise the gathering of information for your dossier for the foreign country. There will be a dossier fee, because they must compile the whole package for you, and coordinate the adoption with the foreign government as well as the U.S. officials and a local social worker.

Travel will be a major expense. Once the foreign agency has granted you a referral for a specific child of your choice, they will arrange a trip for you to meet the child. Sometimes a second trip is required to formalize the adoption. Here are some other expenses to anticipate: obtaining copies of legal documents; INS approval and fingerprinting; visa filing fee and passports; medical exams; phone calls; and legalizing the adoption in the United States if required by your home state.

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