San Jose Mortgages

Written by Tara Peris
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Competitive San Jose mortgages are yours for the taking if you can find the right broker. A good broker is essential to finding the best possible deal, and to working with you to get you into a new home. Luckily, San Jose has plenty of reliable resources from which to choose, and it's only a matter of conducting a careful search.

If you're looking for a reputable mortgage broker, the first thing you should do is get in touch with the California Board of Realtors. Use them to find brokers who work in the San Jose area, and supplement these referrals with recommendations from friends and family. Taken together, these resources should help you to develop a list of promising candidates.

Asking the Right Questions

Once you have your list, you're ready to move on to interviewing potential brokers. The first thing you will want to know is how much experience they have and how long they have been working in the San Jose area. You will then want to inquire about the lenders with whom they typically work and about their standard rates.

Ask potential brokers to give you an overview of their typical clients and about the types of loans that seem most likely to work for someone with your profile. This will give you a sense of their resources and their ability to communicate openly about your options. You want a consultant who will think creatively about the full spectrum of opportunities available to you, and inquiring about this at the outset will go a long way toward pairing you up with the right person.

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