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California Mortgage Lenders

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California mortgage lenders are institutions that evaluate an aspiring home buyer's suitability for a loan by using scoring models which are rather complex. The science of evaluating credit has become more and more complex in recent years.

Decades ago, it used to be easier for families to get the loans they needed directly from the banking institution. This meant a more familiar borrowing situation than we now experience. Nowadays, we need to ally ourselves with loan officers and mortgage brokers if we are to effectively deal with lenders.

Here at First Union Home Loans, we remember those past decades fondly. At the same time, however, we appreciate how the diversity of California's real estate market and its multitude of lenders can mean great things for our clients. With so many California mortgage lenders, the chances of anyone finding an ideal loan solution are high. The ability to shop around for the best interest rates has become much easier. To navigate the best California mortgage lenders, programs, and rates, contact one of our loan officers and find out more!


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