San Diego First-time Home-buying Info

Written by Helen Glenn Court
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All the help you can get might come in the form of San Diego first-time home-buying info. After all, the real estate market in southern California is competitive. San Diego is a marvelous place to live, with world-famous Pacific surf on one side and the Laguna Mountains less than an hour away on the other. Between these two natural barriers are white sandy beaches, countless cultural activities, sport and recreational venues, more than 100 neighborhoods, and a year-round temperate climate. Who wouldn't delight in calling such an area home?

The ABCs of San Diego First-time Home-buying Info

The gist of San Diego first-time home-buying info is that the news is very good indeed. Between the San Diego Housing Commission and the California Housing Finance Agency, first-time buyers can breathe a little easier. Other organizations offer resources as well. The city library, for example, has a program offering seminars in three languages on the home-buying process.

The details of San Diego first-time home-buying info include a variety of programs designed to both encourage and help newcomers to the market make their first real estate purchase. Today's real estate market in San Diego is daunting even for the experienced buyer. Prices are very much on the rise. Last year, for example, the average price of a free-standing house climbed 40 percent in a year to about $690,000, and the average price for an attached dwelling climbed nearly 30 percent to $391,000.

Among the tools offered are down payment and closing cost assistance, mortgage credit certificates, a high-cost area program, a teacher's program, to name a few. You're well advised to take several hours and research the different programs online, determine which you might be eligible for, and talk with your realtor once you've hired one you're comfortable with.

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